Crédit Agricole CIB – US Analyst
Job Description
Entity
About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)
Crédit Agricole CIB is the corporate and investment banking arm of Crédit Agricole Group, the 10th largest banking group worldwide in terms of balance sheet size (The Banker, July 2022).
8,600 employees in more than 30 countries across Europe, the Americas, Asia-Pacific, the Middle-East and North Africa, support the Bank’s clients, meeting their financial needs throughout the world.
Crédit Agricole CIB offers its large corporate and institutional clients a range of products and services in capital market activities, investment banking, structured finance, commercial banking and international trade.
The Bank is a pioneer in the area of climate finance, and is currently a market leader in this segment with a complete offer for all its clients.
For more information, please visit www.ca-cib.com
Twitter: https://twitter.com/ca_cib
LinkedIn: https://www.linkedin.com/company/credit-agricole-cib/
Reference
2023-84178
Update date
11/12/2023
Summary:
Challenging position in Credit Risk Analysis (“CRA”). The US Analyst – Credit Analyst analyzes and recommends counterparty credit exposures, which are proposed by the bank’s business units in the Americas. The US Analyst – Credit Analyst is assigned to the Power and Healthcare team, but may also work on other projects as needed.
Key Responsibilities:
- Upon receipt of a credit request generated by the Front Office (commercial unit), the Credit Analyst reviews it for completeness, interfacing with the originators to obtain necessary additional documents, projections, industry data or other information required for a thorough understanding of the risk
- Writes a comprehensive credit analysis, evaluating the borrower’s industry competitive position, balance sheet, income statement, cash flow statements and projections, the structure of the transaction, exposure size and risks and mitigants in the proposal
- Reviews and recommends the borrower’s credit rating using the bank’s internal rating model
- Works with supervising Sector Head to determine a final recommendation to be presented to Senior Management and Credit Committee
- Manages the completion of the file under the supervision of the Senior Credit Analyst and Sector Head in order to meet deadlines
- Verifies data inputs (including risk ratings, profitability assumptions) within several databases and works with commercial units to resolve issues, if any
- Monitor risk in assigned portfolio and prepare quarterly reports on sensitive names
- Works on various ad hoc portfolio or counterparty research requests
About the US Analyst Program
The U.S. Analyst program offers an opportunity for recent college graduates interested in finance and investment banking to actively participate in this fast-paced and challenging industry. We provide our U.S. Analysts with the tools necessary for professional growth and career advancement. The U.S. Analyst experience fosters the opportunity to connect with people who can help guide your career.
The U.S. Analyst position will be available for a maximum of 2 years. The goal of the U.S. Analyst program is to develop the ideal candidate for consideration to a potential permanent position at the end of the two years.